1:''O Allah, I seek refuge in You from disbelief and poverty and I seek refuge in You from the punishment of the grave. There is none worthy of worship but You.'' (Recite three times in Arabic).
اللّهُـمَّ إِنّـي أَعـوذُبِكَ مِن...َ الْكُـفر ، وَالفَـقْر ، وَأَعـوذُبِكَ مِنْ عَذابِ القَـبْر ، لا إلهَ إلاّ أَنْـتَ. (ثلاثاً)
Allaahumma 'innee 'a'oothu bika minal-kufri, walfaqri, wa 'a'oothu bika min 'athaabil-qabri, laa 'ilaaha 'illaa 'Anta.
Abu Dawud 4/324, Ahmad 5/42, An-Nasa'i
2:Allaahummak-finee bihalaalika 'an haraamika wa 'aghninee bifadhlika 'amman siwaaka.
O Allah, suffice me with what You have allowed instead of what You have forbidden, and make me independent of all others besides You.
للّهُـمَّ اكْفِـني بِحَلالِـكَ عَنْ حَـرامِـك، وَأَغْنِـني بِفَضْـلِكِ عَمَّـنْ سِـواك
At-Tirmidhi 5/560. See also Al-Albani, Sahih At-Tirmidhi 3/180.
3:"O Allah ! I ask You for guidance,piety,abstinence and independence of means"
Allahumma inni as'alukal hudaa wat-tuqaa, wal 'afaafaa, wal ghinaa
(Muslim)
4:Allaahumma 'innee 'a'oothu bika minal-hammi walhazani, wal'ajzi walkasali, walbukhli waljubni, wa dhala'id-dayni wa ghalabatir-rijaal.
Translation
O Allah, I seek refuge in You from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from | being overcome by debt and from being overpowered by men (i.e. other people).
اللّهُـمَّ إِنِّي أَعْوذُ بِكَ مِنَ الهَـمِّ وَ الْحُـزْنِ، والعًجْـزِ والكَسَلِ والبُخْـلِ والجُـبْنِ، وضَلْـعِ الـدَّيْنِ وغَلَبَـةِ الرِّجال
Al-Bukhari 7/158. Вижте повече